T. Camille Moman inquired regarding the education award and her's what she found.

T. Camille Moman
NCALL Research, Inc

I spoke to someone at Direct consolidation yesterday about this program and here is what I found out.

You must have a Federal Direct Loan to qualify....but if you don't, you may do a Federal Direct Consolidation of your current loans.

With Federal Direct Loans you may chose from a income based payment (best plan) , income contingent payment, or standard payment.  You may n...